- You truly must be a Hong Kong resident
- You should be at the least 18 yrs. Old
- You’ll want a month-to-month earnings of at minimum HKD5,000
Basic steps for loan application via HSBC HK Mobile Banking software
Hesitant getting financing as it seems complex? Make an application for one regarding the HSBC HK Cellphone Banking application and experience a cleaner, easier application for the loan procedure.
- Get on the latest variation regarding the mobile banking application
- Touch the menu bar in the left that is top
- Choose ‘Personal Instalment Loan’ under ‘Products & solutions’
Note: The display screen shows payday loans NJ and also the pictures regarding the site are for guide and example purposes just.
Loan resources and solutions
Publish supporting document for signature loans application
Locate a suitable loan item to suit along with your certain requirements by responding to several easy concerns.
Personal Loans Comparison
An assessment of Tax Loan with Instalment Loan.
Smart tips about loans
Discover tips on how to borrow sensibly.
Associated services and services and products
Private Instalment Loan Redraw
Redraw against your loan and never having to re-apply.
Revolving Credit Facility
Pay only interest regarding the credit you utilize as opposed to a set month-to-month repayment.
Consolidating the money you owe
Clear the money you owe faster utilizing the Personal Instalment Loan Balance Consolidation Program.
Money Instalment Arrange
More money and monetary freedom to realise your individual objectives. Transform your available credit restriction into immediate cash or transfer the balance that is outstanding other charge cards to your HSBC bank card account.
To borrow or perhaps not to borrow? Borrow as long as it is possible to repay!
- Just relevant to clients who effectively submit an application for and drawdown the mortgage through the period that is promotional an approved loan number of HKD800,000 or above. Month-to-month rate that is flat 0.13% and Annualised portion Rate (APR) is 2.92% for the payment amount of one year. The APR is determined method that is using in appropriate tips released because of the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is a guide rate, which include all relevant interest levels, charges and fees for the product, expressed as an annualised price.
- An Eligible Customer must submit a Personal Instalment Loan application via HSBC website www. Hsbc.com.hk or HSBC Personal Internet Banking and the loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Online Exclusive Offer for Personal Instalment Loan. To qualify for HKD100 cash rebate beneath the Document Submission provide, an Eligible Customer must submit supporting document(s) needed because of the Bank for a financial loan application plus the Loan of HKD100,000 or above must certanly be approved through the marketing Period.
- Applications need to be submitted through the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general public breaks: 12 noon – 12 midnight, or branch’s that is individual hours) with all needed information (including without limitation a legitimate HSBC bank account quantity) and papers. The turnaround that is actual begins when all of the needed info is effectively input in to the Bank’s application evaluation system while the Bank may possibly provide the moment application result and investment disbursement. Processing time may vary in certain cases with respect to the real circumstances of specific applications.
- Minimal redraw is HKD3,000 and you really need to have had your own Instalment Loan take into account at the very least three months. The lender reserves the final right of permitting clients to redraw or perhaps not and has now discretion that is sole determine the redrawn quantity and tenor.
- Take note us and will not process any application that was referred by a third party under beneficial arrangement that we do not appoint any third parties to refer Personal Instalment Loan applications to. For enquiry, please phone our hotline at (852)2233 3000.
Look for a branch
Support and help
© Copyright. The Hongkong and Shanghai Banking Corporation Limited 2002-2020. All liberties reserved